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My pledge to all my clients.
I will give you the best possible loan.
Give 100% of my efforts to your needs.
Keep you informed at all times on the status
of your loan. Treat you with integrity, honesty and respect. Do what is right for you.

Se habla Español
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Patricio A Quinones

Patricio A. Quiñones

10 Year Bond

SPECIAL PROGRAMS AVAILABLE FOR HOMEOWNERS
  • FHA
  • Less than perfect credit?
  • Debt Consolidation?
  • Cash?
  • Self Employed?
  • Second Mortgage
  • Purchases
YES
YES
YES
YES
YES
YES
YES
  • Turned down by the Banks?
  • 100% / State Income?
  • Rental Properties?
  • No Documentation?
  • Bankruptcy?
  • Foreclosure?
  • Conventional?
YES
YES
YES
YES
YES
YES
YES
Your interest on your loan may be tax deductible! Check with your CPA or tax attorney

Go straight to my
Online Application
an Equal Housing Lender

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Phone: (707) 676-8989 - Cell: (925) 497-5556 - Fax: (800) 745-1032

We're Committed to Great Customer Service
Some companies make it nearly impossible to get a loan. Other lenders give you the money you want, but charge sky high interest rates. Refinance For Less gives you the best of everything; easy qualifying, competitive interest rates and outstanding customer service. We're different from most banks and finance companies and it's a difference that can save you money.

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Most banks cater only to people with perfect credit, while finance companies will give almost anyone a loan with sky high interest rates. But at Refinance For Less , we create loans for good people in the middle. It's a whole new approach to lending. We look beyond the numbers and credit reports. We look at you, the person who worked hard enough to own a home.

Phone: (707) 676-8989 - Cell: (925) 497-5556 - Fax: (800) 745-1032

Look at all the benefits Refinance For Less has to offer you:
  • 24 hour preliminary approval: Once I speak with you, I can tell you how much you qualify for in one day!
  • Fast Funding: I can often get your loan closed within seven days! (15 days in Texas.)
  • First payment not due for 30 days!
  • Loans available up to $2,000,000.
  • Purchasing a new home? Contact me for financing (925) 497-5556
  • Need additional cash: Purchase a new car or go on a dream vacation?
  • Home Improvement Loans: Fix the roof on your home or purchase new kitchen cabinets.
  • Debt Consolidation Loans: Strapped by high-interest credit cards and debts? A loan from me could save you hundreds in monthly expenses, and still leave you with extra cash.

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Our loan programs allow us to say YES when others say NO!
Call me today for a No cost, No obligation loan evaluation or submit your request free
ONLINE

Phone: (707) 676-8989 - Cell: (925) 497-5556 ( Patricio Quinones )

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I want to tell you about 5 good reasons for refinancing your home today
  1. Consolidate Your Bills: There's nothing more discouraging than the hassle and pressures of not being able to pay your bills. I can help you get a new start by consolidating all of your bills and credit card debts.
  2. Lower Your Monthly Payments: I can custom tailor a new mortgage to save you money by lowering your monthly payments. I'll work with you to save you as much money as possible.
  3. Take Cash Out of Your Home: Put the equity in your home to work for you. Bill consolidation, home improvements, educational expenses, and a new car or boat are just a few of the ways you can make the equity in your home work for you.
  4. Save Money on Your Taxes: When you refinance, it makes bill paying easy! By consolidating all of your debts, you only have to worry about one monthly loan payment that may be tax deductible. Of course, you'll need to consult your tax advisor for your personal situation.
  5. Shorter Loan: I can work with you to reduce the length of your loan. Reductions from 3 to 15 years can mean significant savings for you in the long run.

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I WANT TO HELP YOU TODAY!

I CAN WORK WITH ALMOST ALL CREDIT SITUATIONS.

SUBMIT YOUR FREE LOAN REQUEST TODAY!




Patricio A. Quinones
Senior Loan Officer


1503 Tennessee Street - Vallejo, CA 94589
Phone: (707) 676-8989 - Cell: (925) 497-5556 - Fax: (800) 745-1032

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